Ni-W-P-CeO2-SiO2 nano-composite coatings were prepared on the carbon steel surface by pulse co-deposition of nickel, tungsten, phosphorus, nano-CeO2 and nano-SiO2 particles. The influence of nano-SiO2 particles concentrations in electrolyte on microstructures and properties of the nano-composite coatings were researched, and the characteristics were assessed by chemical compositions, element distribution, deposition rate, microhardness and microstructures. The results indicate that when nano-SiO2 particles concentrations in electrolyte are controlled at 20 g·L-1, the deposition rate with 27.07 μm·h-1 and the microhardness with 666 Hv of the nano-composite coatings are highest, element line scanning and area scanning analyses show that the average contents of elements W, P, Si and Ce in the nano-composite coatings are close, displaying that the distribution of every element within the nano-composite coatings is even. An increase in nano-SiO2 particles concentrations in electrolyte (when lower than 20 g·L-1) leads to refinement in grain structure of nano-composite coatings, but when it improved to 30 g·L-1, the crystallite sizes increase again and in the meantime there are a lot of small boss with nodulation shape appearing on the surface of nano-composite coatings.